DOCUMENTS NEEDED.
Every loan is unique and it will require a certain amount of documentation.
You will need the following to get started,
TO START YOU WILL NEED (Conventional, FHA)
- Pay Stubs covering the last 30 days
- 2 years of W-2 statements
- 2 years of Tax Returns (personal)
- 2 most recent bank statements
- 401K, IRA, Mutual fund Accounts, and/or any stocks certificates of deposits
- Driver License
- Pay Stubs covering the last (30) thirty days
- A letter of explanation for any known credit problems
- If you are currently renting….name and address of your current landlord
SELF EMPLOYED
- 2 years of Corporation Tax Returns (if self employed)
- Pay stubs covering the last (30) days
- 3 most recent business bank statements
REFINANCING:
- Recent tax bill ( if you own any properties )
- Copy of homeowners insurance (for all properties owned )
- Most current mortgage statement (for all properties owned )
- Condominium Association contact information (HOA) (for all properties owned)
VA LOAN:
- DD Form 214 (Long Form)
POSSIBLY
- A fully executed divorce decree (if divorced)
- Bankruptcy discharge
KNOW YOUR BUYING POWER
LOOKING TO BUY OR REFINANCE 